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SpendWat

Personal spending analyzer that runs entirely in your browser. Your data never leaves your device.

Features

Dashboard

  • Monthly summary with income, expenses, and net balance
  • Pie chart showing expense breakdown by category
  • Bar chart of top spending categories
  • Click through to filtered transactions

Transactions

  • Full-text search across descriptions, payees, notes, and tags
  • Filter by date range, account, category, and amount
  • Bulk category editing
  • AI-assisted auto-categorization
  • Convert transactions to transfers between accounts

Import

  • Paste directly from Excel or Google Sheets
  • Auto-detect delimiters, date formats, and number formats
  • Column mapping interface
  • Duplicate detection
  • Save and reuse import templates

Accounts

  • Multiple account types: bank, credit card, cash
  • Track balances per account
  • Set initial balances

Categories

  • Two-level hierarchy (parent and child categories)
  • Separate income, expense, and transfer categories

Auto-Rules

  • Auto-categorize transactions by description or payee
  • Pattern matching: contains, starts with, exact, or regex
  • Priority-based rule evaluation
  • Auto-transfer rules for recurring transfers

Data & Privacy

  • All data stored locally in your browser (IndexedDB)
  • Export full backup as JSON
  • Import backups with merge or replace options
  • No server, no tracking, no data collection

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