MyRx Payment Rail

Proprietary healthcare payment infrastructure on Chain 8472 — HIPAA-compliant, blockchain-anchored, no third-party rails.

Overview

MyRx-Rail is the payment backbone of the MyRxWallet platform — replacing legacy clearinghouses (Surescripts, Change Healthcare, Stripe) with a HIPAA-compliant, blockchain-anchored payment rail built on Chain 8472.

Features

• 15 transaction types — prescription fill, lab order, telehealth, co-pay, deductible, referral, CCM billing, prior auth, royalty, gas fee, etc.
• 50/30/20 split — 50% treasury · 30% patient rewards · 20% DAO governance
• Chain 8472 anchoring — every batch settled on-chain, immutable audit trail
• MRT micro gas fees — infrastructure compensation (Howey-safe: Prongs 3 & 4 not satisfied)
• HIPAA-compliant — AES-256-GCM field-level encryption on all PHI

API Endpoints

POST /rail/charge              — charge a transaction
POST /rail/transfer            — transfer between wallets
POST /rail/mint                — mint MRT tokens
POST /rail/settle/batch        — settle batch on-chain
GET  /rail/wallet/{addr}       — wallet balance
GET  /rail/wallet/by-patient/{pid}  — patient wallet
GET  /rail/transaction/{id}    — transaction detail
GET  /rail/transactions        — transaction list
GET  /rail/dashboard           — platform dashboard
GET  /rail/fee-schedule        — public fee schedule (no auth)
GET  /rail/health              — health check

Live: https://ehr.myrxwallet.io/rail/health

Fee Schedule (MRT)

Transaction Type	Fee
Prescription fill	0.50 MRT
Lab order	1.00 MRT
Telehealth session	2.00 MRT
CCM monthly billing	0.25 MRT
Prior authorization	1.50 MRT
Data royalty distribution	0.10 MRT
NFT mint	0.50 MRT
Consent record	0.05 MRT

Fees are infrastructure compensation — not investment yield. Regulatory analysis: https://myrxwallet.io/compliance.html

MRT Token

Parameter	Value
Token	MRT (MyRxWallet Reward Token)
Chain	Chain 8472
Contract (wMRT)	0x00e69754c21090d69D29a2abe3B6CF153D3F1dF7
Decimals	18
RPC	https://rpc.myrxwallet.io

SDK

npm install @myrxwallet/sdk

const { MRTToken, Chain8472Provider } = require('@myrxwallet/sdk');

const mrt = new MRTToken();
const balance = await mrt.balanceOf('0xPatientWalletAddress');
const supply = await mrt.totalSupply();
const meta = await mrt.metadata();
// { name: 'Wrapped MRT', symbol: 'wMRT', decimals: 18, totalSupply: '...' }

Compliance

Standard	Status
HIPAA Security Rule (45 CFR §164.312)	AES-256-GCM encryption
21st Century Cures Act	ONC (g)(10) — Inferno 317/317 PASS
DEA EPCS (21 CFR Part 1311)	TOTP 2FA + immutable audit log
SEC Howey Test (MRT)	Prongs 3 & 4 not satisfied
HITECH Act	On-chain anchor = tamper-evident audit trail

Multi-Chain Bridge

MRT bridgeable across 5 networks:

Chain	Chain ID
Base (primary hub)	8453
Arbitrum One	42161
Polygon	137
Ethereum	1
BNB Chain	56

Related Repos

• @myrxwallet/sdk — npm install @myrxwallet/sdk
• myrx-chain — Chain 8472 node config and docs

Developer Portal

Register for API keys: https://myrxwallet.io/developer.html

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MyRxWallet North America Corporation · CAGE: 9VNZ7 · UEI: RKYFJECN9GL3 myrxwallet.io · compliance

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