| title | Get Started | FAQs |
|---|---|
| heading | Frequently Asked Questions (FAQs) |
| description | Find answers to some Frequently Asked Questions (FAQs) about Razorpay. |
Razorpay is an RBI-approved payment aggregator that empowers businesses to accept online customer payments easily. It manages the settlement of these payments, ensuring that funds collected from customers are securely transferred to online businesses. Razorpay supports a variety of payment methods, including debit cards, credit cards, cardless EMIs, UPI, bank transfers, e-wallets, and e-mandates, offering businesses flexible options to enhance customer experience.
List of [Razorpay Products](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments.md).
To start using any Razorpay products, you need to sign up with Razorpay. Know more about [setting up your Razorpay account](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/set-up.md).
3. If I have created an account for Razorpay Payment products, do I still need to create an account with RazorpayX?
If you have an existing Razorpay account for Razorpay Payment products, you can use the same user id and password for RazorpayX. Know more about [getting started with RazorpayX](https://raw.githubusercontent.com/razorpay/markdown-docs/master/x/set-up.md).
Please read the section about [choosing the Razorpay products](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments.md) as per your business needs. You can also raise a [support request](https://razorpay.com/support/#request/) for an expert opinion.
You can log in to the Dashboard, fill out the activation form and submit the same. Know more about [account set up](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/set-up.md).
You can access the Dashboard in test mode for as long as you like. However, you would need to submit your activation form to accept live payments from customers.
Yes, you can accept payments via bank transfers using the [Bank Transfers](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/payment-methods/bank-transfer.md) payment method on Razorpay Checkout. If you do not have a website or app, you can use our product [Smart Collect](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/smart-collect.md).
An email with the subject line **Confirm Your Email** is sent to your registered email address. If you cannot locate it in your inbox, please check your spam or junk folder.
If the email is not available in the spam folder, reach out to the [Razorpay support team](https://razorpay.com/support/).
Yes, you can use Razorpay to accept payments even if you do not have a website or mobile app. Check out our [range of products](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments.md).
After logging in, you can sign up for an account on the Dashboard and use [test mode](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/dashboard/test-live-modes.md#test-mode-vs-live-mode) to try out the products.
Yes, you can use Razorpay Invoices to create and send invoices to customers and accept payments. Know more about [invoices](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/invoices.md).
You can offer subscription plans to your customers with automated recurring transactions on various payment modes. Know more about [Subscriptions](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/subscriptions.md).
Razorpay Route allows you to split payments between third parties, sellers or bank accounts. Using Route, you can easily manage settlements, refunds, reconciliations and make vendor payments. It is helpful for businesses that disburse payments in a one-to-many model. Know more about [Route](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/route.md).
We are a payment solutions provider and help businesses to accept payments online. If you have a business venture and are looking to accept payments online, you can [sign up](https://razorpay.com/partners/) with us. Also, we offer a referral program wherein you can refer a business to Razorpay. Know more about [Partners](https://raw.githubusercontent.com/razorpay/markdown-docs/master/partners.md).
Thank you, for your interest in being a part of the Razorpay team. Know more about the [current openings](https://razorpay.com/jobs/) at Razorpay.
If you have discovered any security vulnerabilities associated with any of our Razorpay services, we do appreciate your help in disclosing them to us in a responsible manner. Know more about [responsible disclosure](https://razorpay.com/responsible-disclosure/).
You can only suspend your Razorpay account by contacting [Support Team](https://razorpay.com/in/support/), it cannot be deleted.
We support the following ecommerce platforms:
Payment Gateway Ecommerce Plugins | Other Ecommerce Plugins
---
- [Arastta Integration](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/payment-gateway/ecommerce-plugins/arastta.md)
- BigCommerce
- CS-Cart Integration
- Easy Digital Download Integration
- Magento Integration
- OpenCart Integration
- PrestaShop Integration
- Shopify Integration
- WHMCS Integration
- Wix Integration
- WooCommerce Integration
- WordPress Integration | Razorpay Direct - Credit Card
The email/password is only used to log in to the Dashboard. To authenticate against the API, you will need to generate a KeyID, and KeySecret. Know how to generate [API Keys](https://raw.githubusercontent.com/razorpay/markdown-docs/master/api/authentication.md#generate-api-keys).
The current Razorpay API is versioned at v1, so all requests should be made here `https://api.razorpay.com/v1/`.
The sample applications are hosted on GitHub. You can find the links to these under the Sample Application section on our [integrations page](http://razorpay.com/integrations/).
The instance creation method differs based on the platform. Refer to the relevant [SDK Integration](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/server-integration.md).
Refer to the [API Reference guide](https://raw.githubusercontent.com/razorpay/markdown-docs/master/api.md).
Yes, you can provide Paytm as a payment method for your customers via Razorpay. Know more about [Paytm Wallet](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/payment-methods/wallets/paytm.md) as a payment method.
We support a range of web and mobile platforms. Refer to the [integration list](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/payment-gateway.md#integration-types).
No. As per RBI regulations, we do not support online payments for crypto businesses.
If the required platform/plugin is not listed, you can try integrating it on your own using this [method](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/payment-gateway/ecommerce-plugins/build-your-own.md).
Know more about [pricing](https://razorpay.com/pricing/).
We offer custom pricing under the Enterprise plan. Raise a request with the [support team](https://razorpay.com/support) to know more.
Refer to our [pricing policy](https://razorpay.com/pricing/).
1. Can I avail the early settlement feature for international payments and reduce my settlement period from T+7 working days?
Yes, you can apply for early settlement on international payments at an additional charge. Please reach out to our [support team](https://razorpay.com/support/#request/merchant/international-payment-acceptance).
No, due to compliance guidelines, NGOs cannot accept international payments via Razorpay.
Yes, Razorpay serves businesses registered in India and [Malaysia](http://curlec.com/).
- You must get the [international payments feature](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/international-payments.md#application-process) enabled on your Razorpay account to accept payments in currencies other than INR.
- The native currencies like USD and SGD, which are a part of the [list of currencies supported by Razorpay](https://raw.githubusercontent.com/razorpay/markdown-docs/master/payments/international-payments.md#supported-currencies), can be updated as a part of the **currency** parameter on the payment request.
- Raise a request with the [support team](https://razorpay.com/support/#request/merchant/international-payment-acceptance) to display any currencies that are not a part of the above list.
.
We offer custom pricing under the Enterprise plan. Raise a request with the to know more.
Refer to our .