diff --git a/anchor/cli.py b/anchor/cli.py
index 4006548..009c41f 100644
--- a/anchor/cli.py
+++ b/anchor/cli.py
@@ -636,7 +636,29 @@ def copy_file(relative_path, label):
     else:
         click.secho("  [SKIP] Cryptographic keypair already exists.", fg="yellow")
 
-    # ── Summary ───────────────────────────────────────────────
+    # —— Git commit option ——
+    create_commit = False
+    if os.path.exists(".git") and sys.stdin and hasattr(sys.stdin, "isatty") and sys.stdin.isatty():
+        click.echo("")
+        create_commit = click.confirm(
+            "Anchor has finished initialization.\n\n"
+            "Would you like to create an initial governance commit?",
+            default=True
+        )
+
+    if create_commit:
+        try:
+            if os.path.exists(".gitignore"):
+                subprocess.check_call(["git", "add", ".gitignore"])  # anchor: ignore SEC-007
+            if os.path.exists(".pre-commit-config.yaml"):
+                subprocess.check_call(["git", "add", ".pre-commit-config.yaml"])  # anchor: ignore SEC-007
+            subprocess.check_call(["git", "add", ".anchor/"])  # anchor: ignore SEC-007
+            subprocess.check_call(["git", "commit", "-m", "chore: initialize Anchor governance"])  # anchor: ignore SEC-007
+            click.secho(f"  [{CHECK}] Created initial governance commit", fg="green")
+        except Exception as e:
+            click.secho(f"  WARNING: Failed to create initial governance commit: {e}", fg="yellow")
+
+    # —— Summary ——
     click.echo("")
     click.secho("  " + "-" * 40, fg="bright_black")
     click.secho(f"  {len(requested_domains)} domain(s) loaded", fg="white")
@@ -645,7 +667,10 @@ def copy_file(relative_path, label):
     if requested_regulators:
         click.secho(f"  {len(requested_regulators)} regulator(s) loaded", fg="white")
     click.secho("  .anchor/ created", fg="white")
-    click.secho("  .anchor/ committed to repository (logs and governance state are version-controlled)", fg="white")
+    if create_commit:
+        click.secho("  .anchor/ committed to repository (logs and governance state are version-controlled)", fg="white")
+    else:
+        click.secho("  .anchor/ created (version-control pending developer action)", fg="bright_black")
     click.secho("  .anchor/cache/ added to .gitignore", fg="bright_black")
     click.echo("")
     click.secho(
diff --git a/tests/unit/test_init_git.py b/tests/unit/test_init_git.py
new file mode 100644
index 0000000..3bae8b7
--- /dev/null
+++ b/tests/unit/test_init_git.py
@@ -0,0 +1,100 @@
+import os
+import sys
+from unittest.mock import patch, MagicMock
+from anchor.cli import init
+
+def test_init_git_confirm_yes():
+    # Mocking environment to simulate a Git repository and an interactive terminal
+    with patch("os.path.exists") as mock_exists, \
+         patch("sys.stdin") as mock_stdin, \
+         patch("subprocess.check_call") as mock_check_call, \
+         patch("os.makedirs") as mock_makedirs, \
+         patch("shutil.copy2") as mock_copy, \
+         patch("yaml.safe_load") as mock_yaml_load, \
+         patch("yaml.dump") as mock_yaml_dump, \
+         patch("click.confirm") as mock_confirm:
+         
+        # Simulate .git directory exists
+        def exists_side_effect(path):
+            if path == ".git":
+                return True
+            if ".anchor" in str(path) or "constitution" in str(path) or "policy" in str(path):
+                return False
+            return True
+            
+        mock_exists.side_effect = exists_side_effect
+        mock_stdin.isatty.return_value = True
+        
+        # We mock click.confirm:
+        # 1. Enable Git governance checks? (True)
+        # 2. Install pre-commit? (True)
+        # 3. Create pre-commit config? (True)
+        # 4. Would you like to create an initial governance commit? (True)
+        mock_confirm.side_effect = [True, True, True, True]
+        
+        # Call the callback directly to avoid CliRunner overriding sys.stdin
+        init.callback(
+            domains='',
+            frameworks='',
+            regulators='',
+            sandbox=False,
+            all_items=False,
+            force=False,
+            no_sign=True,
+            policy_name='policy.anchor'
+        )
+        
+        # Verify check_calls were called for git add and git commit
+        git_add_calls = [
+            call for call in mock_check_call.call_args_list 
+            if call[0][0][0] == "git" and call[0][0][1] == "add"
+        ]
+        git_commit_calls = [
+            call for call in mock_check_call.call_args_list 
+            if call[0][0][0] == "git" and call[0][0][1] == "commit"
+        ]
+        
+        assert len(git_add_calls) > 0
+        assert len(git_commit_calls) == 1
+
+def test_init_git_confirm_no():
+    with patch("os.path.exists") as mock_exists, \
+         patch("sys.stdin") as mock_stdin, \
+         patch("subprocess.check_call") as mock_check_call, \
+         patch("os.makedirs") as mock_makedirs, \
+         patch("shutil.copy2") as mock_copy, \
+         patch("yaml.safe_load") as mock_yaml_load, \
+         patch("yaml.dump") as mock_yaml_dump, \
+         patch("click.confirm") as mock_confirm:
+         
+        def exists_side_effect(path):
+            if path == ".git":
+                return True
+            if ".anchor" in str(path) or "constitution" in str(path) or "policy" in str(path):
+                return False
+            return True
+            
+        mock_exists.side_effect = exists_side_effect
+        mock_stdin.isatty.return_value = True
+        
+        # Enable git checks but decline initial commit
+        mock_confirm.side_effect = [True, True, True, False]
+        
+        init.callback(
+            domains='',
+            frameworks='',
+            regulators='',
+            sandbox=False,
+            all_items=False,
+            force=False,
+            no_sign=True,
+            policy_name='policy.anchor'
+        )
+        
+        # Verify git commit was NOT called
+        git_commit_calls = [
+            call for call in mock_check_call.call_args_list 
+            if call[0][0][0] == "git" and call[0][0][1] == "commit"
+        ]
+        
+        assert len(git_commit_calls) == 0